January 15, 2021

Life is full of unexpected surprises. When you are faced with emergency expenses like car repairs, medical expenses, or major home repairs you may not always have enough money in your savings to cover the costs. If you need help securing money quickly, you may be interested in an emergency loan.

When it comes to financing emergency expenses, you have a few different lending options. What loan options are available to you depends on your credit history and how much money you need. We will go over some of the most common options for emergency loans and the advantages and disadvantages of each. Be sure to calculate your costs, weigh your options, and thoroughly research your lenders before making a decision.

The Top 5 Emergency Loan Types

Payday Loans

Payday loans are a common short-term loan option. If you commit to a payday loan, a lender will loan you a … Read the rest


SEOUL – Samsung Electronics Co Ltd on Thursday unveiled the first Galaxy S smartphone with a stylus for on-screen work called the S Pen, more than a month ahead of its usual annual release schedule for models of its flagship compact phone.

Analysts have said offering a stylus within the Galaxy S21 series might signal the South Korean tech giant will merge the S line with its other premium smartphone range, the Note, already equipped with a note-taking stylus. That could free up resources for Samsung to push its separate range high-end foldable phones as key mass products rather than niche devices.

Samsung is also looking to grab market share after China’s Huawei Technologies was hit with U.S. sanctions that restricted its supply and hurt sales, analysts have said.

An early Galaxy S21 launch is a likely tactic to capitalise on Huawei’s woes, said Counterpoint Research analyst Sujeong Lim. New … Read the rest


A large London plumbing firm plans to rewrite all of its workers’ contracts to require them to be vaccinated against coronavirus.

Pimlico Plumbers chairman Charlie Mullins said it was “a no-brainer” that workers should get the jab.

If they do not want to comply with the policy, it will be decided on a case-by-case basis whether they are kept on, he said.

Employment lawyers said the plan carried risks for the business.

The NHS is seeking to vaccinate 15 million people from priority groups by mid-February as part of efforts to try to control the spread of Covid-19.

But, Business Matters columnist Mullins, said he was prepared to pay for private immunisations for people at the firm, should they become available, which would be done on the company’s time.

Doctors have warned that key hospital services in England are in crisis, with reports of hospitals cancelling urgent operations after … Read the rest


Good afternoon, readers.

Say you walk into a hospital or other COVID vaccine distribution site. You qualify to get one because you’re a priority group under local regulations, and there are enough available doses around for you to get one. Which one would you actually receive?

The Food and Drug Administration (FDA) has already granted emergency authorization to two of them, one from Pfizer and its German partner BioNTech and the other from Moderna. But you’re unlikely to know which one of those you’ll be getting.

This pandemic has had a unifying theme: Triage. You get the resources to who needs them most. You allocate such resources accordingly. That was the case with coronavirus testing at the start of the outbreak. Now it’s the case for one of the most complex immunization campaigns in history.

While the Pfizer and Moderna vaccines share scientific roots, they’re still very different … Read the rest


True entrepreneurs are a special breed. The researchers gathered data via archival sources, netnography, in-depth interviews and participant observations. For archival research the researchers examined newspapers articles about yoga with the word “yoga” in the headline or lead paragraph from The New York Times and The Washington Post published between 1980 and 2012. They also examined books published that contained the word “yoga,” including classical books on yoga and books on the history of yoga. They interviewed founders of yoga brands; as well as participated in various types of yoga classes between 2009 and 2012. Start InvestingWhen is the perfect time to start investing in the stock market either directly or through a 401(k) or Roth IRA? Yesterday! The key is to start investing sooner rather than later because time is on your side. I know, the news says the stock market is doing horrible and everybody is losing money. … Read the rest


Ambitious and exemplary leadership is a key component of any organizational success. Trustworthy and genuinely exemplary leaders are capable of leading the organization with example. The passion to use technology to come up with innovative solutions to the existing problems is the hallmark of a great technology leader. Tech continues to be a mainly male dominated industry. Women becoming a part of tech industry is still considered to be ambitious in certain parts of the world.

Michelle Rudnick is one such an ambitious woman in tech industry. She is the President and acting CEO of PCS which is a certified minority & woman owned business since 1995 driven by the ideology that wise technology investments are one of the key elements that enable organizations’ growth, innovation, and the power to advance in their industries.

“Always Deliver More Than Expected.”

PCS is a leading provider of technology services to educational institutions, … Read the rest


Just over a year has gone by since the novel coronavirus first emerged in the Chinese city of Wuhan and the world still has many questions about where and how it originated.

The World Health Organization (WHO) is sending a team to China this week to investigate the origins of the virus—which has now claimed nearly two million lives globally—but one health expert warns expectations for the visit should be set “very low.”

The Chinese government has greatly restrained any attempts to investigate the origins of coronavirus disease 2019 (COVID-19)—both internally and by foreign experts—while at the same time advocating alternate theories that the pandemic originated elsewhere.

The top leadership sees control over this narrative as vital to its hold over the Chinese population and the boosting of its international reputation.

The stakes could not be higher because Beijing has presented the Communist Party’s strong, centralized rule as the key Read the rest


Debenhams’ flagship Oxford Street store in London and five other branches will not reopen after the current coronavirus lockdown.

The department store chain, which is being wound down, said shops in Portsmouth, Staines, Harrogate, Weymouth and Worcester would also shut permanently.

As a result, 320 staff – including 140 at Oxford Street – who are currently furloughed will be made redundant.

The beleaguered retailer, which traces its roots back 243 years and started trading as a drapery and haberdasher from a shop near its Oxford Street store, entered liquidation at the start of December after the JD Sports chain walked away from rescue talks.

Debenhams had hoped to reopen its Oxford Street branch to finish selling off stock, but the retailer said it had been unable to extend its lease, which ends on 17 February. The company said it expected lockdown measures to remain in place until at least March, … Read the rest


Here we go again. You’d think that proliferation of direct listings and SPACs last year that enable founders, venture capitalists and big investors to take enterprises public their way would be loosening Wall Street’s grip on the IPOs––a longstanding bonanza for investment banks. But in 2020, 194 tradtional IPOs, the highest total since 2014, got done the old fashioned way, with the bankers frequently selling shares at bargain prices to their prized customers, who cleaned up from a parade of first day pops that resounded among the biggest ever. According to data posted by Jay Ritter of the University of Florida, an expert on IPOs, no fewer than 12 offerings in 2020 left $500 million or more “on the table.” In those dozen deals, the owners collected between half-a-billion and three-and-a-half billion dollars less than if they’d gotten the price where their shares settled at the close of the opening … Read the rest


Running a business requires a lot of work. You have to acquire new customers, retain the existing ones, hire and engage employees, oversee sales and marketing, and manage routine operations. Your workload may exceed if you operate a fleet of vehicles or even have a few cars that employees use for business purposes. You have to make sure that these vehicles are always in top shape and drivers are extra-conscious about driving safety.

Whether you have only a dozen cars or run a fleet of hundreds of trucks and trailers, fleet safety should always be on top of your mind. The growing number of accidents on U.S. roads is one good reason to go the extra mile with safety. There are several more reasons that make it vital for business owners across the country. Let us explain them in detail.

Offers real-time visibility into fleet

Keeping track of your vehicles Read the rest