Bank factoring generally refers to the process in which a bank buys a business’s account receivables instead of lending against them. Not all of these skills are obvious, especially to the entrepreneur. Often entrepreneurs follow their passion for an idea only to realize they need to sharpen their leadership capability. With a little luck, they figure this out before it’s too late. I like Heinlein’s quote but it breaks down if you apply reducto ad absurdum. My house has a burglar alarm, security lights, and door locks. That means, in one sense, that I want people to be controlled in their ability to traipse through my house and thumb through my belongings at will. However, this is passive control; I am not insisting that everybody be fitted with GPS monitors and tracked just to keep them out of my house, which would be active control. Governments, over time, tend to prefer active control measures to passive ones. It’s the same thing with the difference between putting good antivirus and antimalware programs on your computer and what NSA is trying to do with their data vacuum or what the intelligence community did with Stuxnet, or between a Patriot missile battery and an ICBM: reactive versus proactive. 1) Have a meeting with your business consultant before you open a business bank account. Two groups that represent hospitals, the Health Care Association of New York State and the Greater New York Hospital Association, said their member facilities are already owed at least $150 million, not including care provided in much of November. Some, especially those who think of themselves as conservative, think the above sentiment smacks of socialism. While there are some parallels with the role of government helping people to live better lives, there is a decided difference between socialism (and conservatism) and liberalism. And, that is liberalism’s focus on personal freedom and liberalism along with the idea that the government is a servant to the People; not the other way around which is the want of socialist and conservatives. Thank you for directing me to this and another of your hubs. It amazes me (although it shouldn’t) how people can listen to all the ‘sound bytes’ and truisms the liberal left has been planting for many, many decades and assume these falsehoods are true. The separation of state issue is a prime example of this. More people (including myself) need to educate themselves on EXACTLY what was written and intended in our Constitution. If not for stalwart people like you, liberalism, socialism and tyranny’s of evil would have already destroyed what once was a great nation. Another amazing thing to me is that as our country continues to decline into chaos – which nearly everyone agrees on – few if any liberals note the fact that with all the increased liberalism this country “enjoys” this same liberalism coincides with our decline. The ACLU is weilded as a weapon seeking the killing blow to a nation that no longer knows its roots and where it came from. We’ve lost touch with our soul nationally. The ACLU is beyond slick. They couch themselves into a liberal mindset that once was difficult to find but now flourishes. The harm of what the ACLU pushes in its agendas do far more damage than it could ever do good. Christians can no longer ride the fence of silence. Either accept Sodom and Gomorrah or stand up and oppose evil. The time is now, and it has been “now” for quite some time. Thank you for your educational post and for your dedication to bringing truth to light.