March 3, 2021


We never want to recommend you limit yourself as a business owner or marketer to reading just one book on marketing. You will be able to find many free business plan examples online but it can be harder to find a specific sample of a roofing business plan. There are some business planning software programs that you can buy but they are usually just generic business plans that have been adapted anyway. You pay 16.9% p.a. (variable) for Purchases (including Annual Card Fees, Non-Sterling Transaction Fees and admin charges for ancillary services) and Balance Transfers. The best approach to starting your own business is to research all those services or products that are required in both good and bad economic times. Governments from Russia to Peru are responding to the economic trauma of the financially vulnerable through the implementation of various policies. However, one that is common among most countries … Read the rest


Yannick Glemarec, head of the Green Climate Fund, said it was essential to align funding for COVID-19 recoveries, climate action, and international development so that the money could achieve the largest possible impact in terms of curbing global warming and tackling poverty. Image via PhilStar

BARCELONA — Many developing nations are under huge financial stress from the COVID-19 crisis, making it more important than ever that they receive the funding promised by rich nations to help them tackle climate change, said the head of the Green Climate Fund (GCF).

Yannick Glemarec said the poorer countries the fund supports lack the financial means to jumpstart their economies and are struggling to access capital, while their revenues from taxes, commodity exports, and remittances have plunged.

“For a number of developing countries, it’s a perfect storm,” the executive director of the multi-billion-dollar GCF told the Thomson Reuters Foundation.

As a result, it would Read the rest


Christmas demand “exaggerates the problem” of soaring cargo rates, which should ease early next year in time for the ramp-up in vaccine shipments.

GENEVA — Some carriers are seeking “outrageous” prices to fly dry ice and other medical equipment in the pre-holiday rush, but a capacity squeeze should ease in 2021 when the roll-out of COVID-19 vaccines is expected, the logistics chief of the World Health Organization (WHO) said on Tuesday.

Distribution of vaccines to low- and middle-income countries will be tricky, due to grounded passenger air services in some places, and may rely on charters, Paul Molinaro, WHO chief of operations support and logistics, told Reuters.

Price inflation has been a growing feature in air freight, with “across the board increases especially since November,” Mr. Molinaro said.

He cited a price quote just received for a dry ice shipment, needed to cool some lab re-agents, which is around 20 Read the rest


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Forbes Asia has named the top 100 digital stars from across the Asia Pacific region “who have taken the digital world by storm… with their powerful social media presence” in a list that includes film and TV personalities such as the Philippines’ own Marian Rivera-Dantes and Anne Curtis-Smith and bands such as K-Pop groups BTS and BlackPink.

“We’ve given special focus to celebrities who, despite cancelled physical events and activities, managed to remain active and relevant, largely by using social media to interact with their fans, raise awareness and inspire optimism,” Read the rest


Mastercard told Reuters in a statement that it was investigating the allegations with Pornhub’s parent MindGeek’s bank. “If the claims are substantiated, we will take immediate action,” Mastercard said.

Mastercard Inc. said on Sunday it was investigating allegations against following a newspaper column which said many videos posted on the adult website depicted child abuse.

The New York Times column, written by Nicholas Kristof, described videos on Pornhub that the author said were recordings of assaults on unconscious women and girls.

“The issue is not pornography but rape. Let’s agree that promoting assaults on children or on anyone without consent is unconscionable,” Mr. Kristof wrote in the column published on Friday

Pornhub denied the allegations.

“Any assertion that we allow CSAM (child sexual abuse material) is irresponsible and flagrantly untrue,” it said in a statement e-mailed to Reuters.

Mastercard told Reuters in a statement that it was investigating Read the rest


Demand for avocados has accelerated as more consumers eat at home. No longer just a component of guacamole for parties, its use has broadened to salads, burritos and, of course, the hipster cliche of avocado toast.

Health-conscious consumers are eating avocados like never before during the pandemic.

After a brief drop in demand at the start of the COVID crisis, European and US consumption are hitting record highs, according to Xavier Equihua, chief executive officer of the World Avocado Organization, a trade group.

“Consumption is off the charts,” Mr. Equihua said in an interview from California. “People want to eat healthy. The new luxury post-pandemic is going to be eating healthy, and wellness. Even the fashion industry is saying that.”

Demand for the fruit has accelerated as more consumers eat at home. No longer just a component of guacamole for parties, its use has broadened to salads, burritos and, of Read the rest


THE Department of Health reported 934 new coronavirus cases on Friday, the lowest since November 4 when it recorded 987.

Prior to early November, the last time the daily case record below 1,000 was in mid-July.

The country now has a coronavirus disease 2019 (COVID-19) tally of 436,345.

An additional 63 deaths were recorded, bringing the total fatalities to 8,509. There were 148 new recoveries for a total of 399,457, the department said.

Active cases are at 28,379 or 6.5% of the total recorded cases.

Of the active cases, 85.4% were mild, 6.9% were asymptomatic, 4.9% critical, 2.5% severe, and 0.28% were moderate.

Meanwhile, local trials for COVID-19 vaccines will begin in January, according to the country’s vaccine panel.

“We may start by January, hopefully,” Department of Science and Technology Vaccine Expert Panel Chief Nina G. Gloriani said in a briefing Friday.

Five vaccine manufacturers applying for the … Read the rest


Globe myBusiness and LEAD Philippines launch webinars on 21st-century learning & teaching.

Online learning has become the norm. Yet, the education community continues to face challenges in adapting and providing all the necessary resources and efforts to ensure that learning continues for every student. This includes the need to educate parents, teachers, and educational institutions on how to integrate technology to make online learning effective.

With Globe’s mission to be the most reliable and trusted partner for 21st century learning and teaching, it partnered with LEAD (Leadership in Education Academy and Development) Philippines, an educational organization that provides seminars and workshops for educational leaders and teachers, to bring a series of webinars and programs focused on the right tools and mindset to deal with digital learning. 

Last Sept. 12, Globe myBusiness and LEAD Philippines presented Parents, Teachers & Technology: Parenting in the Digital Age. The webinar discussed how the attendees

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Stoked by extreme heat, wildfires flared across Australia, Siberia, and the United States this year, sending smoke plumes around the globe.

GENEVA — This year is on track to be the second hottest on record, behind 2016, the World Meteorological Organization (WMO) said on Wednesday.

Five data sets currently place 2020—a year characterized by heatwaves, droughts, wildfires, and raging hurricanes—as the second warmest since records began in 1850.

“2020 is very likely to be one of the three warmest years on record globally,” the Geneva-based United Nations (UN) agency said in its State of the Global Climate in 2020 report

Stoked by extreme heat, wildfires flared across Australia, Siberia, and the United States this year, sending smoke plumes around the globe.

UN Secretary-General Antonio Guterres said in a speech at Columbia University in New York that human-caused greenhouse gas emissions are to blame and policies have yet to rise Read the rest


The British fashion group Arcadia has fallen into administration, leaving 13,000 jobs at risk. Arcadia’s market share slumped from around 4.5% in 2015, to 2.7% in 2020. The group’s extensive portfolio of high street stores, which includes British high street staples like Dorothy Perkins, Burton, and Miss Selfridge, has long felt outdated.

Arcadia’s hold on the high street has waned over the years with dozens of outlets closing nationwide. Many industry experts and past employees lay the blame at owner Philip Green’s feet, citing lack of investment in online retailing and outdated ways of sourcing product.

Topshop, a stalwart of teen and 20-something fashion, and the jewel in the Arcadia crown, has become the latest fatality of this crumbling empire and undoubtedly the one that has tipped it into administration.

The legacy of the Topshop women’s fashion chain started in Sheffield and London in 1964, in the basements of the Read the rest