In the digital age every bank has an online presence, from my little credit union to the big national players. Publishing finance newspaper is yet another thriving and profitable business venture that an entrepreneur who is interested in starting a business in the finance services industry should consider starting. There are several finance based dailies and there is still room for more because people would always seek information that is useful to them. So if you know you have what it takes to compete with publishers of financial newspapers, then by all means join the fray. Are you an entrepreneur? Do you work from home? Do you like to work smarter or harder? Well, both are needed but in this article, I am sharing a few tips to work smarter. I hope by reading this article, you will get some hints as to how we can work smarter. Offer your customers discounted services for referring new customers. Remind them by leaving extra business cards and fliers they can pass on to friends, neighbors, and coworkers. Cross advertise with businesses offering related services. Let them leave brochures marketing their services that you pass on to your clients and ask them to do the same for you. With a coupon included in the brochure you encourage quick action and can track responses. According to the latest statistics from the General Aviation Bureau, due to the fuel price surge, the cost of fuel has accounted to 31{0018ee5a413206d5867d4650a6cb0bf5e2f9c77ab1c1dc5336e75263ef8a33b4} of the cost of major business of airline companies in the first half of this year from 22{0018ee5a413206d5867d4650a6cb0bf5e2f9c77ab1c1dc5336e75263ef8a33b4}. The whole airline industry has afforded additional cost expenditure of 1.27 billion RMB. The best way to reduce interest charges on your business credit card is by repaying as much of your balance as you can afford to each month. Even if you want to stick to the minimum payment you currently make by monthly Direct Debit, you can still make extra payments on top, any time you want. The back of your credit card statement explains the variety of payment methods you can use. The language translation industry runs the gamut from free and often unreliable machine translation to large expensive call-centers. Small businesses looking to expand globally need to work somewhere in between where they can pivot quickly without committing to long-term contracts or risk alienating new customers. If you are a financial expert cum planner, then one of the businesses that you can start in the finance services industry is to become a financial advisor to retirees. I am sure that there are loads of retirees out there who will be more than willing to hire your services if they are sure they will get the best from you.