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Business insurance can be overwhelming—Zensurance offers a new, digital solution that will simplify your life and clear your mind.
Maybe you’re a small business owner reopening after COVID or an entrepreneurial spirit looking to make your side hustle into a full-time gig. You might even be a long-time business owner looking to make a change in the marketplace—in any case, you’re going to need business insurance that fits your needs.
When it comes to purchasing business insurance in BC, like many aspects of business (and life), true success comes with understanding what you might not know and asking all the right questions.
For example, business owners may not know that their home insurance policy does not cover those who operate the business from their homes.
Business Interruption Insurance is a solid buy because it covers the loss of income that a business may suffer after a disaster. However, it might be a surprise that it does not cover lost revenue due to pandemic-related temporary closures or shutdowns.
Commercial General Liability Insurance—a coverage most businesses have that helps many business owners sleep at night—covers damage or injury caused by a business’s operations or products or on its premises. However, it may not cover natural disasters, theft-related incidents, or customer property stored at a business’s location.
And, of course, there are risks some business owners haven’t even considered. Think cyber threats, such as ransomware, network hacks and DDoS attacks, are only targeted towards big companies? Think again.
“Cybercriminals are more often automating their attacks, targeting hundreds or thousands of small businesses at once,” Danish Yusuf – CEO and Founder of Zensurance. “They are taking advantage of the fact that small businesses usually have less stringent network security, are less aware of threats, and have less time and resources to put into cybersecurity.”
In fact, according to GamTech, 43% of recent cyber attacks target small businesses, and 60% of those victimized by an attack are forced to close their doors within six months.
There is much to consider when it comes to purchasing insurance, and the traditional model of visiting a brick-and-mortar store is anything but simple. Besides being inefficient and expensive, the insurance broker model relies on phone and email communication during business hours.
Because insurance is often treated as an afterthought, considered only after signing a deal to purchase an asset, business owners need a quick and simple means of purchasing insurance so they can get on with the business of, well, business.
This is where Zensurance can help business owners find their inner peace. “Our award winning business model is fully online, with customers able to source a policy tailored to the specific requirements of their business,” Yusuf says. “Customers can receive a quote and policy quickly and affordably. They are supported through online chat and a designated broker at every step of the way if needed. This allows our customers to manage their insurance needs at their convenience, at any time.”
Ready to start? Protect your peace of mind today with Zensurance.
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Created by BCBusiness in partnership with Zensurance
