Many, if not most, small businesses will experience financing problems at some point during their life. Knowing what to do is the first step, but knowing how to do it is the second. Volunteering provides you with the skills and experience you need to impress your clients and build trust. This is a great way to improve your portfolio when you are new to the industry without experience. Check out your local non-profit organizations and offer your services for free to get started. It is compulsory for our business to have our core strength lies in the power of our team; our workforce. We have a team that can go all the way to give our clients value for their money. We are well positioned and we know we will attract loads of clients from the first day we open our doors for business. We also have an efficient and effective customized software application that will help carry out seamless insurance activities. The government is unlikely to reimpose major restrictions after a lockdown in March battered the economy and wrecked the livelihoods of millions of people, particularly the poor. Regardless of how technologically savvy we are becoming as a community, newspaper advertisements are still successful. Advertising in the newspaper allows the small business to be marketed to the local customer. It is very important to reach these customers, as they are the primary source of income for the business. Clients who have moved repeatedly can be difficult to obtain proper underwriting information and past claims experience on, and we feel our staff is to be commended for their ability to properly assess if a client should be placed to our standard markets or would be better served by a specialty company. 1. Rahab: Joshua 2:1-22; 6:17-25. Rahab was a businesswoman who ran a lodging place and provided for her family members. Often misrepresented as a prostitute, there is no evidence of this in the Bible. She became known for her willingness to take great risks to negotiate with new people for the protection of herself and her family. Running a lodging facility meant being able to manage a staff of workers, keep clients happy and serve the needs of people from all backgrounds. It also meant being misunderstood by those who didn’t understand this nontraditional business role for women. The leadership qualities and skills of Rahab included being industrious and wise, having a business plan, management abilities and negotiation skills. The most effective financial planning strategy involves collaborative partners working as a team to serve clients. The concept of economic profit is not very different from the accounting profit as it also makes use of explicit costs. Additionally, it takes into account the opportunity costs as well. Opportunity cost is the income that a business could make from the second-best use of the available resources. A simple example of opportunity cost is, a company that reinvests money in the business foregoes the interest it may have earned by depositing it in a bank. Thus, interest is the opportunity cost here.